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Wife has bad credit

Asked by: 771 views Eligibility Questions

We tried refying our house but was told by a Bank of America loan officer that my income was too low and needed my wifes income but her credit is very bad. Think her score is like 540. We have not missed mortgage payments for years. Would we wualify with her scores. My score is 667 the last time that I checked it.

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  1. Banker on Jan 26, 2012 Reply

    Very possible, exact underwriting guidelines will be spelled out by participating lenders, but the point of the program is to help folks like you.

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