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Is this same as HARP

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Is this the HARP program that we hear about and if it is can I qualify. Credit is perfect and never missed a home payment while our house is worth $300,000 at most and our mortgage is $388,000 on a first loan and a second line of credit at $68,000. Would we qualify to lower our interest rate which is 6.875% on first loan and 7.75% on the 2nd

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  1. Banker on Mar 02, 2012 Reply

    This is part of HARP. Sounds like you would fit the profile of this program, the plan allows up to125% financing of the homes value. You need to speak with a licensed banker or broker that can explain your options.

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